Writing a check may seem like a simple task, but there are specific guidelines that need to be followed to ensure that the check is processed correctly. One common question that arises when writing a check is how to properly write the amount in cents. In this article, we will discuss the steps involved in writing a check in cents to avoid any confusion or errors.
Determine the Amount in Cents
Before writing a check in cents, you must first determine the exact amount that needs to be written. For example, if the amount is $25.79, the cents portion would be 79. Make sure to accurately determine the cents value to avoid any discrepancies.
Writing the Amount in Words
When writing the amount on the check, it is important to include both the dollars and cents values in words to prevent any alterations. Here’s how you can write the amount in words:
- Write the dollars amount: Start by writing the dollars amount in words, followed by the word “dollars.” For example, for $25.79, you would write “Twenty-five dollars.”
- Write the cents amount: Next, write the cents amount in words, followed by the word “and” and the word “cents.” For $25.79, you would write “and seventy-nine cents.”
- Combine both amounts: Finally, combine both amounts to read as “Twenty-five dollars and seventy-nine cents.”
Writing the Amount Numerically
After writing the amount in words, you must also include the numerical representation of the amount on the check. Here’s how you can write the amount numerically:
- Write the dollars amount: In the box provided on the check, write the dollars amount in numerical form. For $25.79, you would write “25” in the dollars box.
- Write the cents amount: In the same box, write the cents amount in numerical form. For $25.79, you would write “79” in the cents box.
Signing the Check
Once you have filled out the amount in both words and numerically, it is important to sign the check to make it valid. Make sure to sign the check in the designated area using the signature associated with the bank account from which the funds will be withdrawn.
Additional Tips
Here are some additional tips to keep in mind when writing a check in cents:
- Use a blue or black ink pen to ensure the check is readable and cannot be altered easily.
- Double-check the amount in both words and numerically to ensure accuracy.
- Keep a record of the check for your own records and reference.
- Include a memo on the check for reference purposes, if necessary.
- Ask for assistance from a bank teller or financial advisor if you are unsure about how to write a check correctly.
Conclusion
Writing a check in cents requires careful attention to detail to ensure accuracy and prevent any issues with processing. By following the steps outlined in this article, you can confidently write a check with the correct amount in cents. Remember to double-check your work and seek assistance if needed to avoid any mistakes.
